Do I need car rental insurance? This is a question that many people ponder very simply because the car rental agents usually make it seem like you're committing a crime when you do not agree to take it and they make you sign a waiver stating that you declined the additional insurance. You may dare to reject it and may even agree with him because you think that somehow it will provide additional coverage in case of accidents and mishaps. The fact is, no rental car insurance offers additional benefits beyond what your car insurance and credit card is going to pay.
To verify this fact, contact your insurance company first to make sure that this is accurate. Let them know that you plano rent a vehicle along with what period of time and where in the world. Then let them tell you if you have coverage and what exactly will be covered. If you are concerned, most car insurance companies offer an option of additional insurance for that vehicle rental for the period of time, which usually cost you much less than the rental car offers. After checking with your car insurance company contact some of you credit card companies to see what type of coverage they will provide with a rental vehicle. Some cards will cover you but at a higher rate so it's a good idea to consult with several before deciding which card to use for your booking. Between your car insurance company and your credit card company, you should have enough coverage to take care of all matters that may arise. Do not be intimidated by the dealer to pay for additional insurance. Although it may seem like something you need, it usually winds up serving as additional income for rental company with no added protection for you. Keep in mind that their motivation to sell you this insurance is certainly not for your protection, but their profits. Original :: Car Rental InsuranceDoes Anyone Really Need It
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